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Governmental regulations imposed on the banking industry have all but ended the Refund Anticipation Loan (RAL) industry. These regulations were created to protect consumers from lending practices which required taxpayers to pay outrageously high interest rates and bank fees on money borrowed. Consumers should be aware of RALs offered from non-banking sources like payday lenders.

Many tax professionals recommend that you search for the lowest-cost or free alternatives when you are looking for a quick refund. You can get your refund quickly by using direct deposit and e-filing. There are many other ways to get a quick refund, so call now for more information.

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